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Green, Waters Ogle & McCarter
Car Accident Lawyers


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At Green, Waters Ogle and McCarter, our top-rated car accident lawyers proudly serve clients in Gatlinburg, Pigeon Forge and Sevierville, as well as the surrounding areas of East Tennessee. Attorney Adrienne Ogle, one of our founding partners, spent the beginning of her legal career defending personal injury cases for some of the largest insurance companies in America. She learned firsthand how insurance companies think about and evaluate car accident claims. Attorney Ogle, along with her law partners Michael Green and Travis McCarter, now leverage that insider knowledge to help car accident victims in Sevier County recover the compensation they deserve from all negligent parties. Call our firm today to discuss whether we can make things easier as you navigate the stresses of your car accident. Consultations are always free.

Should You Hire a Car Accident Lawyer?

Insurance companies are in the business of making money. The insurance adjuster handling your claim is highly trained at negotiating insurance settlements and will do everything he can to save the insurance company money, which means paying you as little as possible. If you have been injured in a car accident and do not have experience negotiating with insurance companies, it can be difficult to ensure your best interests are represented and that you receive the full value of your claim.

Furthermore, an insurance adjuster may get you to inadvertently issue a statement or make a comment that could affect your ability to recover the compensation you deserve. It may seem counterintuitive, but the more serious your injuries, the more difficult it is to get a fair settlement from the insurance company on your own. This is where we come in. You are likely to recover more than three times what you would on your own by working with an experienced car accident lawyer. Additionally, there are likely many applicable laws and regulations that only an attorney would be able to identify and potentially use to your advantage.

Our lawyers understand both sides of a car accident claim and will guide you through every step of the insurance claim and legal processes, making sure you understand the many laws and rules that apply to your case.

What Does a Car Accident Lawyer Cost?

At Green, Waters Ogle and McCarter, we believe the last thing you need to worry about after being injured in a car accident is how to afford an experienced personal injury lawyer. We represent automobile accident victims on a contingency fee basis. If we don't win your case, you don't owe us anything. If we do win your case, then our fee comes out as a percentage of the settlement or judgment awarded in your case. Our contingency fee arrangement gives good, honest people injured in car accidents access to our firm's dedicated, experienced personal injury attorneys regardless of how much money they have.

How a Car Accident Lawyer Can Help

Being injured in a car accident is traumatic, and deciding the best way to proceed can create massive amounts of stress. At Green, Waters Ogle and McCarter, we diligently work to not only help you get the compensation you need, but also the attention and service you deserve. Hiring our firm yields many benefits, including the practical ways that our attorneys can help you with your claim:

  • handle all communication with the other driver's insurer
  • obtain the Accident Report from the Investigating Officer
  • have any mistakes on the Accident Report corrected if needed
  • obtain the necessary evidence with respect to liability
  • investigate and determine the identity of all liable parties
  • review your insurance policy language to ensure you receive all of the benefits you are entitled to, including medical payment coverage, rental car coverage, uninsured motorist coverage, etc.
  • work with your doctors to make sure they provide the medical information you need in order to prove your damages
  • handle appeals to your health insurance carrier regarding any denied claims related to the accident
  • obtain, organize and summarize all your medical bills and records
  • submit the required paperwork if you are a Medicare recipient to ensure you are compliant with federal law
  • obtain the necessary documentation to support any lost wage claim or loss of business income related to your car accident
  • submit a detailed, professional settlement demand package, including all damages you are entitled to under Tennessee law
  • negotiate with lien holders on your claim (such as health, workers compensation or hospital liens) and possibly obtain reductions
  • have any invalid hospital liens quashed with the court if necessary
  • negotiate a satisfactory settlement with the insurance adjuster or defense attorney
  • file a lawsuit if the insurance company refuses to make a reasonable offer
  • litigate your car accident case if necessary, including retaining expert witnesses and devoting our significant firm resources to winning a jury trial in Sevier County

Types of Car Accidents Our Lawyers Handle

  • Head-on Collisions
  • Rear-end Accidents
  • T-Bone Collisions
  • Sideswipe Accidents
  • Chain Reaction Crashes
  • Single Vehicle Accidents
  • Alcohol-Related Accidents

Top Causes of Car Accidents in Sevier County, Tennessee

Following Improperly
From 2009-2019, "Following Improperly" was the cause of 8,015 car accidents in Sevier County. "Following Improperly" caused more traffic accidents in Sevier County than any other identifiable driver action, according to traffic crash data from the Tennessee Department of Safety and Homeland Security (TDOSHS).1 Tenn. Code Ann. 55-8-124 states:
(a) The driver of a motor vehicle shall not follow another vehicle more closely than is reasonable and prudent, having due regard for the speed of the vehicles and the traffic upon and the condition of the highway.
Failure to Yield to the Right of Way
Failure to yield to the right of way when required by law can lead to liability for any resulting accidents. A failure to yield accident occurs when a driver fails to yield the road appropriately, causing a crash. According to TDOSHS data, "Failure to Yield to the Right of Way" (Tenn. Code Ann. 55-8-197) has been the cause of 6,052 traffic accidents over the last decade in Sevier County. It is second only to "Following Improperly" as the known cause of wrecks in our county.1
Distracted Driving

From 2015-2019, TDOSHS reports that there were 3,218 car accidents in Sevier County caused by distracted driving.2 According to the National Highway Traffic Safety Administration (NHTSA):

Distracted driving is any activity that diverts attention from driving, including talking or texting on your phone, eating and drinking, talking to people in your vehicle, fiddling with the stereo, entertainment or navigation system—anything that takes your attention away from the task of safe driving.

Texting is the most alarming distraction. Sending or reading a text takes your eyes off the road for five seconds. At 55 mph, that's like driving the length of an entire football field with your eyes closed.

You cannot drive safely unless the task of driving has your full attention. Any non-driving activity you engage in is a potential distraction and increases your risk of crashing.

On July 1, 2019, the State of Tennessee enacted Public Chapter No. 412, which makes it illegal for a driver to:

(a) hold a cellphone or mobile device with any part of their body, (b) write, send, or read any text-based communication, (c) reach for a cellphone or mobile device in a manner that requires the driver to no longer be in a seated driving position or properly restrained by a seat belt, (d) watch a video or movie on a cellphone or mobile device, and (e) record or broadcast video on a cellphone or mobile device
NHTSA data shows that for the past 20 years, speeding has been involved in approximately one-third of all car accident fatalities in our nation. In 2017, speeding was a contributing factor in 26 percent of all traffic fatalities in America.3 According to TDOSHS, Sevier County ranked eleventh out of the 95 Tennessee counties for speeding-related traffic accidents from 2015-2019.4 Speeding causes greater potential for loss of vehicle control and increases the stopping distance a driver needs after they perceive a danger on the roadway. Speeding also increases the degree of crash severity and reduces the effectiveness of occupant protection equipment.
Drunk Driving

Alcohol-related auto accidents can be among the most severe. NHTSA data shows that every day, almost 30 people in the United States die in drunk driving crashes—that's one person every 50 minutes. These deaths have fallen by a third in the last three decades; however, drunk driving crashes still claim more than 10,000 lives per year.5 There were 105 known alcohol-related car accidents in Sevier County in 2019. Drunk driving accidents can be life-altering events for innocent individuals who, through no fault of their own, are injured or killed by an impaired driver.

There is no question that drunk driving offenders should be held legally accountable for their actions and the damages they cause. Our lawyers will go the extra mile to make sure drunk drivers are held accountable in both civil and criminal court. Our lawyers attend all civil hearings to advocate that the defendant's sentence reflects the serious injuries inflicted upon our innocent client. Our injury attorneys also attend all criminal hearings to advocate with the local district attorney and judge that our injured client receives criminal reparations in addition to any compensation from civil court proceedings. This puts heat on the defendant to make an injured plaintiff whole financially because a convicted DUI driver is not allowed to declare bankruptcy on court-ordered criminal reparations. Contrast this with a civil case. In that situation, a DUI victim could win a jury decision and still lose. Because of bankruptcy laws, it is likely the plaintiff would recover nothing from the DUI offender personally beyond the available insurance coverage.

Common Car Accident Injuries

There were 3,497 traffic accidents in Sevier County in 2019 alone, according to traffic crash data published by the State of Tennessee. Unfortunately, many of the individuals involved in Sevier County car accidents suffer injuries as a result of the crash. TDOSHS data shows that Sevier County ranks sixth out of the 95 counties in Tennessee for overall injury crash rate.4 Our attorneys have successfully handled claims involving each of the most common types of auto accident injuries:

  • Soft Tissue Injuries
  • Whiplash
  • Head Injuries
  • Internal Bleeding
  • Herniated Disks
  • Knee Trauma
  • Post Traumatic Stress Disorder
  • Torn Rotator Cuff
  • Chest Injuries
  • Other Broken Bones
  • Wrongful Death

Resources for Sevierville Car Accident Victims


  1. Tennessee Traffic Crash Involved Drivers—Driver Actions by County 2009-2019, from TDOSHS
  2. Tennessee Distracted Driver Traffic Crashes by Year and County 2009-2019, from TDOSHS
  3. Risky Driving: Speeding, from NHTSA
  4. County Rankings and Statistics by Emphasis Area 2015 – 2019, from TDOSHS
  5. Risky Driving: Drunk Driving, from NHTSA